DO You Have Questions Regarding the HARP / Make Home Affordable Program to 105% ?

President Obama, Fannie Mae, and Congress have come up with potential solutions to homeowners facing difficulties in refinancing to reduce their mortgage payments due to lower appraised values created by the economic and housing crisis.  If you are seeking assistance, we can help you and also evaluate your situation to determine whether you may qualifiy without any obligation or costs.  If eligble, you may be able to finance any costs into your loan, but we charge nothing for your consultation.

Contact us direct at 858-997-6300, register here on our home page for a free consultation, or email me at wayneb_thorfi@yahoo.com .  Below are highlights of this program; consultation is critical to determine whether you appear to fit the program guidelines:

1.  Are you the owner of a 1 to 4 unit home here in California ?

2.  Do you have a loan owned or guaranteed by Fannie Mae ?

3.  Is you mortgage payment current with no lates of more than 30 days in the last twelve  months?

4.  Do you believe that your home is worth at least what you owe on your First Mortgage ?  You may be eligible if your first mortgage does not exceed 105% of the current market value of your home.